It just struck me that the Obama promise is an extension. No one should go bankrupt, and bad business decisions should be paid for by taxpayers, with government guaranteeing against "risk." No one should have to bear the responsibility for bad choices, stupid investments, or lack of planning. But, everyone should live beyond their means, and spend more than they make.
In short:
IN THE FUTURE, EVERYONE WILL BE BANKRUPT FOR FIFTEEN MINUTES....
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