Education: yer doin it wrong
In this Times piece on young women leaving the labor force to increase their human capital, the author focuses in on one such person, getting an MA from the university of Denver.
The piece returns to her at the end and causally notes that, when added to her BA debt, the young lady will be $200,000 in the hole when she graduates!!
Given that her BA was from Wartburg College and her MA is in "strategic communications", I hope this person got a tremendous amount of enjoyment from going to school because as a financial investment, this stinks.
It's quite likely that she has consigned herself to an adult life lived out entirely behind the financial 8-ball.